RBI ने क्रेडिट कार्ड जारी करने और इस्तेमाल के नियमों में किया बदलाव

नए दिशानिर्देश जारी करने का आरबीआई का उद्देश्य ग्राहकों को क्रेडिट कार्ड जारी करने और उपयोग करने के दौरान अधिक विकल्प और लचीलापन प्रदान करना है. तो आइए आरबीआई ने इस कारण से निम्नलिखित निर्देश दिए हैं-

[{"selector":"#anim-bab5a05a-618f-4b05-855e-c4ddf1eede1d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f6a2e3c-a6f8-412f-895c-a39db766b91d","keyframes":{"transform":["translate3d(0px, -136.2166%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d352a663-ee98-40f2-a787-db4560736d9d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.594999888319176%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-74b6d657-db37-4fbf-8a1a-50db5dd268e1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-647e9fe2-dae0-4c01-bac1-c75408ff27b8","keyframes":{"transform":["translate3d(0px, 100.11575%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

1. कार्ड जारीकर्ताओं को ऐसे समझौतों में एंट्री करने से रोका जाता है, जो उन्हें अन्य कई कार्ड नेटवर्क से सेवाओं का लाभ उठाने से रोकते हैं.

[{"selector":"#anim-0229b41e-b5a4-43a8-a4f9-2ed94e74c33e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1262f72e-6139-4954-aec3-e814f79d7346","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b9e0eb47-dd59-48b9-b5b1-b567a89d4d4c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-28.90624987200394%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

2. मौजूदा कार्डधारकों और ग्राहकों के मामले में, ये विकल्प उनके अगले कार्ड नवीनीकरण के समय प्रदान किया जाएगा.

[{"selector":"#anim-f258b109-9089-4d32-bc50-3e23368d46b7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-12e280e2-a320-44c2-93bc-df7b1cfa7c60","keyframes":{"transform":["translate3d(97.47191%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-73113241-3e0e-4df1-a4f8-59c6ff7cac21 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-28.90624987200394%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-fa092230-f2ca-4844-9986-da9785049558","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3191a34c-de3d-44a9-8e35-3d300713b1f1","keyframes":{"transform":["translate3d(0px, 99.59062%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

[{"selector":"#anim-479353f2-dadb-4907-a400-7d38da304a9f","keyframes":{"transform":["translate3d(95.63107%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-f20d5dd6-c123-44a9-9f4f-839fe1323b0e","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] [{"selector":"#anim-8aa0500b-fd8f-457d-bf13-c4bf66a430d1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-28.92968737214617%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-cccb071d-c043-4239-804f-05aa984b35c1","keyframes":[{"offset":0,"transform":"translate3d(0, -187.94422%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -52.849914664%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -17.967467432%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -6.747197498%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -2.931929832%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":600,"fill":"both"}] 3 . RBI के निर्देश में अधिकृत कार्ड नेटवर्क के रूप में अमेरिकन एक्सप्रेस बैंकिंग कॉर्प, डाइनर्स क्लब इंटरनेशनल लिमिटेड, मास्टरकार्ड एशिया, मैसर्स नेशनल पेमेंट्स कॉरपोरेशन ऑफ इंडिया-रुपे और वीजा वर्ल्डवाइड प्राइवेट लिमिटेड को परिभाषित किया गया है.